At FirstChoice Credit Consultant Pvt. Ltd. (FC Credit.in), we understand that businesses and professionals often face temporary cash flow gaps. An Overdraft Facility (OD) is the perfect solution to manage short-term financial requirements without taking a full loan amount.

With our overdraft services, you get access to funds when you need them — and you pay interest only on the amount you use.

What is an Overdraft Facility?

An Overdraft is a flexible credit limit approved by the bank, allowing you to withdraw funds beyond your available account balance up to a sanctioned limit.

It works like a financial cushion — ready to support your working capital needs anytime.

Key Features of Our Overdraft Facility

✔ Pay Interest Only on Used Amount
✔ Flexible Withdrawal & Repayment
✔ Revolving Credit Facility
✔ Higher Credit Limits
✔ Quick Approval Process
✔ Minimal Documentation
✔ Secured & Unsecured Options Available

Who Should Apply?

Our Overdraft Facility is ideal for:

• Business Owners

• Traders & Manufacturers

• MSMEs & Startups

• Self-Employed Professionals

• Contractors

• Service Providers

If your business has seasonal income or irregular cash flow, an overdraft is the smartest financial solution.

Types of Overdraft We Provide

🔹 Overdraft Against Property
🔹 Overdraft Against Fixed Deposit
🔹 Business Current Account Overdraft
🔹 Overdraft Against Securities

We help you choose the best option based on your profile and requirement.

Benefits of Choosing FC Credit.in

At FirstChoice Credit Consultant Pvt. Ltd., we don’t just arrange funding — we structure smart financial solutions.

✔ Expert Financial Consultation
✔ Comparison of Multiple Banks & NBFCs
✔ Competitive Interest Rates
✔ Smooth & Fast Processing
✔ End-to-End Support
✔ Transparent Charges

Our goal is to ensure your business never stops due to temporary cash shortages.

Documents Required

• PAN Card

• Aadhaar Card

• Business Proof

• Bank Statements

• ITR / Financial Statements

• Property Documents (for secured OD)

Our Simple Process

1️⃣ Requirement Analysis
2️⃣ Eligibility Check
3️⃣ Documentation & Application
4️⃣ Sanction & Activation of OD Limit